VA Purchase

Benefits of VA purchase (min credit score, no down payment, etc.)

What are my VA benefits?

our commitment to our country as a servicemember earns you home buying and refinancing benefits. VA-backed loans provide numerous perks for borrowers such as:

You are potentially qualified if you’ve spent:

  • No down payment
  • No private mortgage insurance (PMI) premium required
  • Up to 100% financing available
  • Low interest rates
  • Easier credit requirements
  • Limits on closing costs
  • Closing costs may be paid by the seller
  • Streamlined refinancing process (VAIRRRL)
  • No penalty fees for paying off a loan early
  • VA assistance provided if you have difficulty making payments

Additionally, you benefit from the following:

  • You do not have to be a first-time home buyer
  • VA-backed loan benefits are reusable
  • VA-backed loans can be assumable

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